Tuesday, February 8, 2022, 1:02 PM

David Koonar of Windsor recently offered his top five tips for taking excellent photos in winter.

WINDSOR, ONTARIO, CANADA / FEB. 8, 2022 / David Koonar of Windsor is no stranger to cold, cloudy Canadian winter. That hasn’t stopped him from taking jaw-dropping photos of his clients, family, and friends during the coldest time of year. 

Koonar is the owner of David Koonar Photography and is considered an expert in the field of visual media. He recently offered his top five tips for taking frame-worthy photos during the wintertime. 

“The No. 1 difficulty with taking photos in winter is the cold because it can damage your gear and deter you from getting outside,” Koonar said. “These tips will help you keep your gear warm and encourage you to get out and snap photos during the winter of 2022, and beyond.”

1. Keep Your Gear Warm and Dry

Koonar emphasized the importance of keeping camera gear warm and dry while taking photographs in winter. He suggested photographers invest in a rain or snow cover for their cameras to reduce the chance of liquid entering the electronics. 

2. Beware of Fog

Fog can be dangerous for a camera’s inner workings. Koonar explained that photographers need to be mindful of their cameras when going inside to warm up. Rushing indoors can cause the lens to fog immediately. Unfortunately, a camera takes much longer to defog. A winter photographer must place the camera in its bag with a lens cover before heading inside.

3. David Koonar of Windsor Explains How to Capture Snow

Many photographers head outside in the winter months to capture the snowfall. This is often easier said than done. 

Koonar suggests using a 200mm lens or higher and shooting at a shallow aperture. A telephoto lens can be even more helpful. The goal is to capture the subject largely and clearly with snowflakes in the foreground and background. That’s how an excellent photographer portrays the magic of snowfall. 

4. Head Out at Sunrise and Sunset

Sunrise and sunset are special times of day during the winter. The sun reflects off the snow creating hues that aren’t found during other times of the day. 

“Sunrise and sunset are especially great times to photograph landscapes,” David Koonar said. “These occurrences are more dramatic during winter.” 

Koonar stated that an advantage of photographing sunrises in winter is that it occurs later than in the summer. In Windsor, the sun rises around 7:30 a.m. or 8 a.m., in winter. That gives photographers plenty of time to have a coffee first. 

5. Stay Warm and Get Out There

David Koonar of Windsor stated that the number one tip for taking photos in winter is to bundle up and get out there.

Windsor can be especially cold during winter, but those who know how to dress can come home with remarkable photos.

He suggested that photographers wear camera-friendly gloves, Gore-tex boots, a hat, and plenty of layers that can be shed and reapplied throughout the day. 

“The magic of winter is out there for all photographers who are there to find it,” Koonar concluded. 

As a business owner, money is always a problem. Whether you are looking to start your own business or want to continue until the next prize arrives, payers are one of the best ways to earn money when you need it. You will find that moneylenders offer better loans and schemes than other traditional banks and lenders.

As with business loans, these loans can be huge if you don’t have enough time to go through all the paperwork required to get a traditional bank loan or another type of loan from another company. If this sounds like something you might find useful, read on.

If you want a hassle-free loan then you should contact Sumo Credit Pte Ltd. because they are good at money lending in ang mo kio.

What is a Moneylender?

Being an entrepreneur or even an ordinary person does not guarantee a free life. There may be times when you need financial assistance with a major purchase or something expensive but necessary.

When this happens, individuals or businesses often go to the bank to apply for a loan. But it may not always be easy to expect to get a bank loan. Also, this can be time-consuming and expensive. Fortunately, there is another solution, and that is the moneylenders.

Moneylenders are providers that offer companies that need capital and interest that can pay more than the banks. This will depend on your property, and the real estate you can use for delivery.

Also, you do not need a credit score when applying for this type of loan, unlike other types of loans such as car loans or mortgages as there is no risk because you give them something useful if you fail to repay your loan.

Why should I use a Moneylender instead of a bank?

Moneylenders offer lower interest rates than banks just because they don’t want to make a profit. They also view these loans as an investment in their business and don’t want to fall, so low-interest rates reduce the likelihood of a repayment crisis affecting both parties.

Banks may offer lower interest rates than lenders, but you will have to wait months or years for your loan application to be approved, especially if you are starting a new business. You are guaranteed immediate support if you go to a moneylender & you offer value and worth repayments. They can use real estate as collateral if you stop paying the mortgage with a high-interest rate + interest.

For smooth working of business and for meeting other monetary needs what you need is money to fulfill the needs on time. The purpose of lending is that borrowers can avail money from lenders with a promise of returning it within a specific period. A fixed interest rate is decided by the lender that the borrower must pay on the money borrowed along with the principal amount borrowed. For various needs of borrowers, lenders are offering various kinds of lending facilities that help them to meet their monetary requirements.

Usually, banks and other money lending institutes provide two types of loans that can be availed by the borrowers:

• Secured Loans: The loans that require something as collateral for securing the money borrowed by the borrower from a lender.
• Unsecured Loans: These are loans that do not require anything as collateral. Moneylenders lend money based on the credit score and history of borrowers.

Visit good at money lending in ang mo kio for more information.

Here are a few types of lending discussed below:

Home loan

A home loan is a kind of secured mode of finance. The borrower gets funds to buy or build the home of their choice. For such loans, the amount is disbursed depending on the income stability and current liabilities of the borrower. Types of home loans available are:

• Land purchase loan
• Home construction loan
• Home loan balance transfer
• Top up loan

Gold loans

Gold loans have a condition that the borrowers have to pledge gold jewelry or coins in the form of collateral. The amount of loan is sanctioned is a certain percent of the value of gold pledged. Usually, borrowers avail gold loans for meeting their short-term needs and have short repayment tenor compared to other loans like a home loan.

Education loan

For pursuing higher education from a reputed institution the demand for an educational loan got boasted with time. The educational loan actually covers the basic fees of the course and other allied expenses such as exam fees, accommodation facilities, etc.

An educational loan can be taken for full time and the students are the primary borrowers while siblings, parents are co-applicants.

Vehicle loan

A vehicle loan can be taken for two-wheelers and four-wheelers. This loan helps to buy a dream vehicle by the borrowers. You can avail vehicle loan either for the purchase of a new one or a used one. The loan is given based on the credit score, loan tenor, etc. of the borrower.